Know what’s left before the month does.

Bills you enter once. Pay you log as it lands. Spending as it happens. Budget does the subtraction and hands you one page at the end of the month.

October
Take-home, fixed bills and spending
Sample

Take-home, as it lands$3,684.32

  • Oct 3Paycheque+$1,842.16
  • Oct 17Paycheque+$1,842.16
  • Oct 31Paycheque — not in yet—

Fixed, every month$1,760.29

  • Day 1Rent−$1,450.00
  • Day 8Car insurance−$142.30
  • Day 12Internet−$80.00
  • Day 15Phone−$65.00
  • Day 22Streaming−$22.99

Spending$467.43

  • Oct 5Groceries−$312.48
  • Oct 11Gas−$96.20
  • Oct 18Dinner out−$58.75
Left this month$1,456.60

Three numbers. That’s the whole system.

Came in
$3,684.32Take-home, logged as each paycheque lands. 2 of 3 are in so far.
Went out
$2,227.725 fixed bills you entered once, plus whatever you spent this month, by category.
Left
$1,456.60Updated every time you add something. No spreadsheet, no formulas to keep fixing.

Sample October. Your numbers will be your own.

October, on one page.

When the month closes, the report reads top to bottom: what came in, what went out, what was left, your savings rate, and how each line compares with last month and your twelve-month average. Print it, or download it as a CSV.

Monthly report — October
Sample numbers
Savings rate40%
  • Rent & Home$1,450.00
  • Groceries$312.48
  • Utilities & Phone$145.00
  • Insurance$142.30
  • Fuel & Travel$96.20
  • Meals & Dining$58.75
  • Subscriptions & Memberships$22.99

Start next month with a clean sheet.